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Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

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Two owners standing together in the doorway of their shop.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes a couple of minutes: how much, how to reach you, and a little about the business. A specialist then comes back with the offers it qualifies for.

The chapter it belongs to

Chapter IV

A partner moves on

One founder wants to retire, relocate or simply do something else. The business has to find their share without stopping the work.

A single sum on a fixed schedule, so the remaining owners know exactly what the change will cost and when it ends.

Every chapter →

Two business partners standing back to back in their café.

What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded within 24 hours once approved
  • Used wherever this chapter needs it
  • No out-of-pocket fees

The application

Start the application

A couple of minutes: how much, how to reach you, and a little about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%