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Line of credit

Business Line of Credit

Flexible financing, there when you need it.

Funding amount
Up to $1M
Term
6 months to 3 years
Cost
Starting at 4.5%
Funding speed
Within 1–2 days

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Line of credit

What it is, and how it repays

A line of credit gives you access to a fixed amount of capital that you draw on only when you need it. Think of it as a financial safety net: it sits there costing nothing until the day it earns its keep.

When you do draw on it, you can use it for almost any business need, and you pay for what you use rather than for the whole facility.

The chapter it belongs to

Chapter III

The second location

A second shop, a bigger workshop, a site across town. The fit-out has to be paid for before the doors open.

A line of credit alongside it covers the opening months, when the new site costs more than it brings in.

Every chapter →

A row of painted shopfronts on a main street, room for one more.

What it gives you

Why owners choose it

  • Flexible financing
  • No obligation to use it
  • Works for almost any business need
  • Pay for what you use

The application

Start the application

A couple of minutes: how much, how to reach you, and a little about the business. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%